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Your credit score and credit report are snapshots of how you check credit report free Butte handle your affairs and key indicators of your risk to a lender. Any people or organizations who have a "legitimate business need" can check your credit score. The phrase "legitimate business need" casts a broad net over who can access your credit score, and people check credit report free Butte and entities that fall under check credit report free Butte the category include: In short, anyone who's considering extending credit of any kind to you can check your credit report and credit score. getting a credit report

TransUnion, Experian, and Equifax the three check credit report free Butte main credit reporting agencies in the U.S.

are allowed by law to create and check credit report free Butte sell lists to credit and insurance companies for the purposes of "pre-approved" insurance and credit offers. In addition, pretty much all of us, good credit report or not, have received many unsolicited offers in the mail for pre-approved credit cards, auto insurance, etc. free 3 credit report However, credit reporting agencies may not compile and sell information taken from credit reports for the purposes of direct marketing. (Credit agencies have done this in the past, but the inevitable abuses of using credit check credit report free Butte reports in this way led to a ruling against these practices issued by the Federal check credit report free Butte Trade Commission in March 2000.) However, there is some personal information that cannot be included in your credit report by law, including: It's important to remember that each time a person check credit report free Butte or agency requests a copy of your credit report, that request is noted and included in the report. credit cards